- Number of Positions : 1
- Number of Application : 8
Job description
We are hiring a Digital Credit Manager responsible for evaluating loan applications sourced through digital channels, assessing creditworthiness, and ensuring compliance with company policies for HL and LAP products. The role requires strong analytical skills and a quick turnaround mindset.
- Locations : Junagadh
- Experience : 3
- Listing Date : 06-04-2026
- Skills Required : Credit Underwriting | Financial Analysis | CIBIL Assessment | Banking & Income Analysis | Risk Assessment | HL & LAP Knowledge | Digital Loan Processing | TAT Management | Policy Compliance | Decision Making | Stakeholder Coordination
- Pay Details : Up to 6LPA
- Must Have :
- Strong experience in HL & LAP Credit Underwriting
- Hands-on experience in CIBIL and Banking Analysis
- Ability to take independent credit decisions
- Good understanding of income assessment (Salaried & Self-Employed)
- Experience in handling digital loan files end-to-end
Key Responsibilities :
- Assess and underwrite Home Loan & LAP cases sourced via digital platforms
- Analyze financial documents, CIBIL reports, bank statements, and income profiles
- Ensure TAT-driven credit decisioning with quality and compliance
- Coordinate with sales, operations, and risk teams for smooth processing
- Maintain portfolio quality and minimize delinquency risk
- Handle login to disbursement journey for digital files
- Ensure adherence to credit policies and regulatory guidelines
- Identify risk patterns and recommend improvements in credit processes
