- Number of Positions : 1
- Number of Application : 6
Job description
The Credit Manager will be responsible for evaluating and underwriting Home Loan and Mortgage Loan proposals while ensuring adherence to the company’s credit policies and risk parameters. The role involves assessing borrower profiles, property documents, and financial stability to support sound lending decisions.
- Locations : Morbi
- Experience : 5
- Listing Date : 26-03-2026
- Skills Required : Credit Appraisal | Underwriting | Document Verification | Personal Discussion | Credit History Check
- Pay Details : Up to 7LPA
- Must Have :
Minimum 5 years of experience in Credit/Underwriting in Housing Finance Company / NBFC / Bank.
Hands-on experience in Home Loan and Mortgage Loan credit appraisal.
Strong knowledge of income assessment and banking analysis.
Experience in handling property-related credit evaluation with legal & technical coordination.
Good understanding of credit policy, risk parameters, and documentation.
Ability to maintain quality underwriting with defined TAT.
Key Responsibilities :
- Evaluate and underwrite Home Loan and Mortgage Loan proposals as per company credit guidelines.
- Conduct detailed analysis of income documents, banking patterns, financial statements, and credit bureau reports.
- Assess repayment capacity for salaried and self-employed customers.
- Review property-related documents and coordinate with legal and technical teams for verification.
- Ensure adherence to internal credit policies and risk parameters.
- Maintain defined Turnaround Time (TAT) for credit decisions.
- Ensure proper documentation and audit compliance for all credit files.
