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Job description

Relationship Officers / Relationship Managers (DST - Open Market) for a front-line sales role in Home Loans and Loan Against Property (LAP). The position focuses on field-based customer acquisition, lead conversion, and local market engagement. Candidates must have minimum 1 year of proven experience in secured loan products (HL/LAP). Responsibilities include customer interaction, site visits, branding activities, documentation, and supporting disbursal. Candidates must be graduates, although those with 4+ years of core HL/LAP experience may be considered without a degree. This role offers a competitive salary (as per state minimum wages + hike), ₹1300 conveyance, and lucrative incentives, with a preferred age limit of 18–35 years.

  • Locations : Morbi
  • Experience : 1
  • Listing Date : 14-10-2025
  • Skills Required : Builder Channel | Connector Network | Open Market Sourcing | Customer Acquisition | Lead Generation | Affordable Housing Finance | Mortgage Sales | Home Loan Sales | LAP Cross Sell | Target Achievement | Relationship Management | Channel Development | Field Sales | KYC & Documentation | Disbursement Coordination | Portfolio Management | Market Intelligence | Cold Calling | Prospecting | Conversion | Team Coordination | Customer Service | Collection Follow-up |
  • Pay Details : Up to 2.90 LPA (Negotiable for Experienced Candidate) + 1300 Fuel + Incentives
  • Must Have :
    • Experience:

      • Minimum 1 year of direct experience in Home Loans (HL) and Loan Against Property (LAP) sales

      • Proven track record in secured loan products only

    • Educational Qualification:

      • Graduate in any discipline

      • Candidates with 4+ years of relevant HL/LAP experience may be considered without graduation

    • Sales & Customer Handling Skills:

      • Strong ability to source and convert leads through field activities and customer interaction

      • Excellent communication and persuasion skills in English, Hindi, and preferably local language

    • Market Engagement:

      • Experience in local marketing, branding, and group promotions

      • Ability to maintain a strong presence and reputation in the assigned market

    • Technical Proficiency:

      • Comfortable with MS Office and web-based loan processing systems

    • Personal Traits:

      • High initiative, result-driven mindset, and presentable personality

    • Age Limit:

      • Preferably 18 to 35 years

    • Current Compensation:

      • Preference for candidates currently earning incentives in HL/LAP product lines

Key Responsibilities :

  • Source and convert leads through field visits.

  • Recommend suitable Home Loan and LAP products.

  • Handle walk-in customers and conduct site visits.

  • Execute local branding and marketing activities.

  • Manage documentation and support loan disbursal.

  • Meet monthly and quarterly sales targets.

  • Provide accurate product info and resolve queries.

  • Handle collections for fresh EMI bounce cases.

  • Maintain strong local market presence.

  • Participate actively in lead generation campaigns.