- Number of Positions : 1
- Number of Application : 3
Job description
The Branch Credit Manager will be responsible for evaluating and underwriting LAP cases, ensuring sound credit decisions, risk mitigation, and adherence to policy guidelines while supporting business growth.
- Locations : Kanpur
- Experience : 4
- Listing Date : 12-06-2026
- Skills Required : Credit Underwriting | Financial Analysis | LAP Credit Appraisal | Risk Assessment | Banking Analysis | Policy & Compliance | Case Structuring | Decision Making | Portfolio Management | Due Diligence | Attention to Detail | Problem Solving | Coordination | Communication
- Pay Details : CTC Up to 9LPA
- Must Have :
· Minimum 4-5 years of experience in Credit/Underwriting in Housing Finance Company / NBFC / Bank.
Hands-on experience in Home Loan or Mortgage Loan credit appraisal.
Strong knowledge of income assessment and banking analysis.
Experience in handling property-related credit evaluation with legal & technical coordination.
Good understanding of credit policy, risk parameters, and documentation.
Ability to maintain quality underwriting with defined TAT.
Key Responsibilities :
- Evaluate and underwrite Mortgage Loan proposals as per company credit guidelines.
- Conduct detailed analysis of income documents, banking patterns, financial statements, and credit bureau reports.
- Assess repayment capacity for salaried and self-employed customers.
- Review property-related documents and coordinate with legal and technical teams for verification.
- Ensure adherence to internal credit policies and risk parameters.
- Maintain defined Turnaround Time (TAT) for credit decisions.
- Ensure proper documentation and audit compliance for all credit files.
