- Number of Positions : 1
- Number of Application : 9
Job description
We are hiring for the role of Credit Manager based in Mumbai – Andheri East. If you are a CA Fresher or have experience in SME, Working Capital, or Supply Chain Finance, and are looking to grow in a fast-paced, performance-driven fintech environment, we would love to connect with you.
- Locations : Mumbai
- Experience : 2
- Listing Date : 19-06-2025
- Skills Required : Functional knowledge & experience in underwriting Supply Chain Finance / Working Capital SME Loans | Excellent knowledge of the digital lending ecosystem | Analytical proficiency & detail orientation | Good interpersonal skills | Critical thinking and problem-solving skills
- Pay Details : Up to 8.6LPA -2+ Years experience and 4.8LAP for Exp. of up to 1 year or CA Fresher
- Must Have :
Qualification: CA (Fresher or Experienced) or MBA in Finance (Mandatory)
Experience:
CA Fresher with strong academic background, or
Minimum 2 years of experience in credit underwriting for SME / Working Capital / Supply Chain Finance
Functional Expertise:
Hands-on underwriting knowledge in Supply Chain Finance and/or Working Capital SME loans
Solid understanding of credit policies, risk assessment, and regulatory compliance
Fintech Exposure: Familiarity with or experience in digital lending ecosystem
Analytical Skills: Strong analytical mindset with attention to detail
Location Knowledge: Well-versed with Mumbai market, preferably based in or willing to work from Andheri East
Soft Skills: Effective communication, problem-solving ability, and interpersonal skills
Stability: Consistent work history with no major career gaps
Key Responsibilities :
· Responsible for diligently appraising loan proposals as per the Credit policy of the company / financial institution partner
- Responsible for Quality Control, Policy/Process adherence & the compliances related to Credit.
- Regular review of credit approval policies and guidelines as well as, to participate in ad hoc projects of investigative or trouble-shooting nature on specific customer portfolio.
- To gravitate, hire and train the suitable talent required to perform Credit underwriting and related functions
- Engages to participate in the development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the Credit team and other stakeholders.
· To implement effective “Early Warning” and “monitoring” mechanism for the assigned portfolio
- Positively Impact Client Experience by maintaining underwriting TAT
- Constant Monitoring of PDD and other portfolio triggers – with suitable interventions as control measure;
- Addressing the Audit queries resolution within defined timeframe
