- Number of Positions : 1
- Number of Application : 0
Job description
The Credit Officer is responsible for evaluating the creditworthiness of customers by analyzing business financials, assessing loan eligibility, and ensuring compliance with lending guidelines. The role involves close coordination with customers, sales teams, and lending partners to facilitate accurate documentation, expedite loan sanctions, and deliver a seamless credit assessment process. The ideal candidate should possess strong financial analysis skills, sound business acumen, and the ability to make informed credit decisions while maintaining high service standards.
- Locations : New Delhi
- Experience : 2
- Listing Date : 06-07-2026
- Skills Required : Analytical ability Good with numbers and ratio analysis Thorough understanding of documentation Good negotiator Positive attitude Result oriented and ability to work under pressure.
- Pay Details : CTC Up to 5LPA
- Must Have :
- MBA with good hold on written and spoken English
- Additional qualification like CA, CS, ICWA inter will be added advantage
Key Responsibilities :
- To assess the business financials of the Proprietorship/Firm/company with good hold on ratio analysis
- To interact with the customer over the phone or personal discussion to understand the business and the loan requirement of the CM and suggesting the suitable product for them
- To guide the sales team and customer on documentation part and to act as an catalyst to complete the documentation
- To assess the rough loan eligibility as per the guidelines of the HDFC Ltd
- To Train sales team regularly on the product norms and documentation part
- To coordinate with Sales people and HDFC to get expedite sanction of the case
